Fifth Third 1% Cash/Back Card
Get 0% intro APR for 15 months on purchases and balance transfers with this cash back card. After that, your variable APR will be 18.49%-29.49%.2
Apply for the 1% Cash/Back Card Today:
Current Customer
New to Fifth Third?
Your 1 card for
anything and everything.3
Whether you’re looking to pay off a large purchase over time or transferring a balance to consolidate credit card debt*, the Fifth Third 1% Cash/Back Credit Card is designed to work harder for you. With a low, introductory APR, no annual fee2 and unlimited 1% cash back1on every purchase, this credit card offers straightforward value without the complexity of rotating categories or spending limits. It's a smart choice for individuals with good to excellent credit who want the flexibility to pay off balances while earning reliable rewards on everything they buy.
Backed by the strength and security of Fifth Third, this cash back card offers more than just rewards: It delivers financial control and long-term value. With over 60% of U.S. rewards cardholders** choosing cash back or gift cards as their preferred reward, cash back rewards are a benefit that makes a difference.
for 15 months2
on every purchase1
Benefits you can bank on.
The Fifth Third 1% Cash/Back Card delivers a powerful suite of credit card rewards and benefits4, designed to add value to every purchase.
- 0% intro APR for 15 months on purchases and balance transfers after account opening. After that, your variable APR will be 18.49%-29.49%2
- No annual fee credit card2
- Earn unlimited 1% cash back1 on every purchase—no caps, no expiration, no catch
- Up to $180 in annual value from Lyft and Instacart6,7
- Pay touch-free: Make fast, safe, contactless payments

- Protect your peace of mind: Temporarily lock and unlock your Fifth Third credit card from anywhere, anytime with our mobile app
- Easy ways to manage your account with online and mobile banking5
How to redeem cash back rewards
To check your rewards balance and cash in, simply click on the View and Redeem Rewards button on your online banking Accounts page.
How to add a credit card to your digital wallet
It's easy to add your Fifth Third credit card to your preferred digital wallet.
Explore digital wallets.
Apply for the 1% Cash/Back Card Today:
Current Customer
New to Fifth Third?
Earn even more with Fifth Third
Want to earn even more? Consider the Fifth Third 1.67% Cash/Back card. You get unlimited 1.67% cash back on all grocery runs, gas station fill ups, dining out and more!
1% Cash Back Credit Card FAQ
Additional resources
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