Fifth Third Preferred
Cash/Back Card
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The preferred credit card gives 2% cash back on every purchase1
The Fifth Third Preferred Cash/Back Card makes earning rewards simple: Enjoy unlimited 2% cash back on every purchase1, anytime and anywhere, in-store or online. A 2025 release from the American Bankers Association notes that 80–82% of U.S. adults have at least one rewards-eligible card, making this card a leading choice. Exclusively for Fifth Third Preferred Banking customers, this card delivers straightforward value with no caps and no hassle.
Not a Preferred Banking customer? Check out Fifth Third Bank’s suite of credit cards for more options.
Preferred Cash/Back credit card benefits
Earn unlimited cash rewards with no caps, no expiration—and no annual fee.² Redeem whenever you want and enjoy peace of mind with powerful protection and convenience features:
- No annual fee2 – Keep unnecessary expenses down.
- Unlimited cash back – Earn as much as you want with no caps or expirations.
- Up to $200+ in annual value - from Lyft, Peacock and Instacart5,6,7,8 (additional details).
- No international transaction fees2 – Shop globally without extra charges.
- Flexible redemption – Redeem your rewards anytime.
- Touch-free payments in your digital wallet – Pay quickly and securely with contactless technology. Easily add your credit card to your digital wallet for seamless checkout.
- Card control – Lock or unlock your Fifth Third credit card anytime, anywhere with our mobile app.
Apply for a Credit Card
Cash-in on Cash/Back Rewards
Redeem the rewards you earn on every purchase for cash back. Simply login to our rewards site to cash in!1
Shop Worry-Free
- Mastercard ID Theft Protection™3: If someone steals your identity, you’ll get resolution service assistance to help restore you to the good standing that you had prior to the violation.
- Zero Liability®4: Get protection from unauthorized purchases on your cash back credit card.
Enhanced perks from Mastercard®
Your Preferred Cash/Back credit card goes beyond unlimited cash back with extra perks designed to protect, connect and reward:
- Mastercard ID Theft Protection™3: If someone steals your identity, you’ll get resolution service assistance to help restore you to the good standing that you had prior to the violation.
- Mastercard Travel & Lifestyle™3: Call to connect with a dedicated personal travel advisor 24/7 to help you plan an amazing travel experience Please visit Mastercard Travel Terms & Conditions for the latest benefit information and terms & conditions.
- Mastercard Airport Concierge™3: Get your own Airport Meet and Greet concierge to help you fly through airports faster & easier. Visit mastercard.com/airportconcierge for more details.
- Mastercard Global Service™3: Get emergency customer service anywhere, anytime. To contact a Mastercard representative in the United States call 800-307-7309.
How to redeem cash back rewards
- Log in to Fifth Third online banking.
- Click on View and Redeem Rewards to go to the rewards website.
- Click on Cash Back and follow the instructions to redeem your rewards!
How to add a credit card to your digital wallet
It's easy to add your Fifth Third credit card to your preferred digital wallet.
Explore digital wallets.
Apply for the Preferred Cash/Back Card today:
